Atlanta Mortgage Brokers
Summit Lending Group LLC connects Atlanta-area clients with competitive loan options and delivers a transparent, responsive experience from application through closing.
Services
Summit Lending Group LLC provides a full range of mortgage services to buyers, homeowners, and veterans across Metro Atlanta. Our loan officers specialize in home purchase loans, mortgage refinancing, FHA and VA loans, jumbo loans, and first-time homebuyer programs. Whether you are purchasing your first property or restructuring an existing mortgage, we work to match you with the most competitive loan product available.
Why Choose Us
Summit Lending Group LLC approaches every client relationship with transparency, expertise, and a commitment to finding the loan structure that works for your specific financial goals. Our track record across Metro Atlanta reflects a team that delivers results and keeps clients informed at every stage.
How It Works
Contact Summit Lending Group LLC by phone or by submitting the form above. A licensed loan officer will review your financial goals and current situation at no cost or obligation.
Based on your profile, we identify the loan programs and lenders best suited to your needs and present a clear, side-by-side comparison of your options.
Once you select your loan, our team manages the process, coordinates with all parties, and keeps you informed at every milestone until you close.
Client Reviews
Read what our clients have to say about their experience with Summit Lending Group LLC. These are real reviews from real customers.
"Summit Lending Group made buying our first home in Atlanta a completely stress-free experience. Our loan officer walked us through every document and deadline with patience and clarity. We closed on time and under our expected costs, which felt like a miracle in this market. I cannot recommend them highly enough to anyone navigating the mortgage process."
— Patricia Holloway
"I refinanced my home through Summit Lending Group and saved over $400 per month on my mortgage payment. The team was incredibly knowledgeable and found a rate I did not believe was available to me. Communication was consistent throughout the entire process — no guessing, no surprises. Absolutely the best lending experience I have had in 15 years of homeownership."
— Marcus Dupree
"As a veteran, I was not fully aware of all the VA loan benefits available to me. Summit Lending Group took the time to explain every option and helped me secure a zero-down VA loan on a beautiful property in Marietta. The professionalism and respect shown to me throughout the process was exceptional. I will be referring every veteran I know to this team."
— Keisha Thornton
"We were relocating from out of state and needed a lender who could move quickly and communicate clearly across time zones. Summit Lending Group did exactly that — responsive emails, quick turnaround on documents, and a smooth closing despite the distance. Their knowledge of the Atlanta market gave us real confidence during a stressful relocation. We are so grateful we found them."
— David and Susan Park
"The first-time homebuyer program Summit Lending Group set us up with was genuinely life-changing. We qualified for down payment assistance we did not even know existed, and our monthly payment came in well below what we budgeted. Every single person on the team was warm, professional, and took the time to answer every question no matter how basic. This is the team you want in your corner."
— Amber Fitzpatrick
"I came to Summit Lending Group needing a jumbo loan for a property in Buckhead and was initially worried about the complexity of the process. Their team handled every detail efficiently and kept me informed at every stage without me having to chase anyone down. The closing was smooth, the terms were excellent, and I felt like a valued client throughout. I would not hesitate to return for any future financing needs."
— Raymond Osei
FAQs
Answers to common questions about working with a mortgage broker and qualifying for a loan in Georgia.
View All FAQsA mortgage broker works on your behalf to shop multiple lenders and find the loan product that best fits your financial situation, rather than offering only the products of a single institution. Summit Lending Group has access to a wide network of lending partners, which means we can present you with competitive rate options that a single bank may not be able to match. Our goal is to advocate for you throughout the entire process, from application to closing. This independent approach gives you more choices and often results in better terms.
Qualification is based on several factors including your credit score, debt-to-income ratio, employment history, and the size of your down payment. Most conventional loans in Georgia require a minimum credit score of 620, though FHA loans may allow scores as low as 580 with a qualifying down payment. During your free consultation, we will review your financial profile and identify which loan programs you are eligible for. We will also outline any steps you can take to strengthen your application before submitting.
An FHA loan is insured by the Federal Housing Administration and is designed for borrowers who may have lower credit scores or smaller down payments, requiring as little as 3.5% down. Conventional loans are not government-backed and typically require stronger credit and a larger down payment, but they often come with lower long-term costs if you qualify. The right choice depends on your credit profile, savings, and long-term financial goals. We will walk you through a side-by-side comparison during your consultation so you can make a fully informed decision.
3240 Peachtree Road NE, Suite 410, Atlanta, GA 30326
Call us today: +1 (555) 847-2391
3240 Peachtree Road NE, Suite 410, Atlanta, GA 30326